Economic Researcher Jobs - Capital Governorate (Kuwait) Kuwait

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <strong>About Tabby:</strong>Tabby is the GCC's leading shopping and payments platform, giving millions of people across Saudi Arabia and the UAE more control in the way they spend, save and earn. Headquartered in Riyadh, we've grown into one of the largest fintech companies to come out of the Arab world, working with +65,000 sellers, from global names like Apple, IKEA, Adidas and Shein to the region's leading retail groups.<br><br>We're now building a local team on the ground in Kuwait, with a renewed presence in the market coming soon. This is a rare chance to join us at the start of a local launch, shaping how we show up for Kuwaiti shoppers and sellers from day one, backed by the scale, technology and track record we've built across the region.<br><br>If you want to help us build something significant in Kuwait, backed by proven regional success, we want to hear from you.<br><br><strong>About the role</strong>Tabby is the leading shopping and financial services app in the Middle East — 25M+ users, 65,000+ merchants across Saudi Arabia, the UAE and Kuwait. We're now building our Kuwait team.<br><br>This is a founding role. As General Manager, you will take Tabby Kuwait from a licensed entity in progress to a fully operating, onshore, regulated business — and then scale it. You'll be the face of Tabby to the Central Bank of Kuwait and to the local banking and merchant ecosystem, with full accountability for standing up the entity, the team and the growth plan from day one.<br><br>Very few people get to build a regulated consumer finance business in a market from a standing start, with a proven regional platform behind them. This is that opportunity.<br> <br> Key Responsibilities<br><ul><li>Own the Central Bank of Kuwait relationship end to end — registration and licensing, correspondence, inspections and ongoing supervisory dialogue — as the named accountable executive</li><li>Stand up Tabby Payments K.S.C.C. as a fully operating local entity, with its own team, compliance, operations and governance</li><li>Carry full commercial ownership of the Kuwait market: merchant acquisition and retention, bank and payments partnerships, local marketing and customer growth</li><li>Own the local P&amp;L and market-level economics, operating within group frameworks for product, credit, risk, treasury and legal — and influencing those functions to get what the market needs</li><li>Build and lead the local team, starting lean and scaling with the business — defining the hiring plan and owning the local cost base</li><li>Define and sequence the market's product roadmap with group product, bringing Tabby's wider product set into Kuwait as licensing and infrastructure allow — including longer-term financing, card, wallet and payments, and cross-border transfers</li><li>Represent Tabby externally as the senior leader in-market, with banks, merchants, partners and the regulator</li></ul> <br> Skills, Knowledge and Expertise<br><ul><li>10+ years of experience, including at least 3 years in a general management or senior commercial role with full P&amp;L accountability</li><li>A track record of launching or scaling a regulated financial services, payments or fintech business in a GCC market</li><li>Direct experience as the named accountable executive in a relationship with a financial regulator — licensing, submissions, examinations or remediation</li><li>Domain expertise in fintech, consumer lending/BNPL, payments and e-money, or retail banking and cards, including financial regulation and licensing in the GCC (Central Bank of Kuwait experience specifically valued)</li><li>A proven merchant or B2B commercial track record — building a partner base from a low base, not just managing an existing one</li><li>Comfort operating in ambiguity with a small team: a builder, not an administrator of an established machine</li><li>Strong grounding in P&amp;L management and unit economics, regulatory submissions and compliance/AML frameworks, and commercial contracting and partnership negotiation</li><li>Professional Arabic and English, including the ability to handle Arabic regulatory correspondence</li></ul><strong>Nice to have:&nbsp;</strong><br><ul><li>Existing relationships with the Central Bank of Kuwait</li><li>Prior experience inside a high-growth start-up or fintech</li><li>Exposure to local funding or bank facility relationships</li></ul> </div>

<p>The role is responsible for supporting business development initiatives and strategic partnerships by identifying opportunities, managing stakeholder relationships, conducting business analysis, and delivering impactful presentations. The successful candidate will play a key role in driving business growth through proactive engagement with internal and external stakeholders while ensuring alignment with organizational objectives.</p><p><strong>Desired Candidate Profile</strong></p><ul><li>Bachelor's Degree</li><li>Business Administration, Marketing, Finance, Economics, Management, or related field</li><li>Arabic: Fluent</li><li>English: Fluent</li><li>Advanced Microsoft Excel (Pivot Tables, VLOOKUP/XLOOKUP, dashboards, reporting).</li><li>Business analysis and reporting.</li><li>Presentation development (PowerPoint).</li><li>Market research and commercial analysis.</li><li>Partnership and stakeholder management.</li><li>Strong relationship management and stakeholder engagement skills.</li><li>Proactive and self-driven with the ability to take initiative.</li><li>Business analysis and problem-solving capabilities.</li><li>Excellent presentation and storytelling skills.</li><li>Advanced Microsoft Excel skills.</li><li>Strong communication and negotiation skills.</li><li>Ability to manage multiple priorities and meet deadlines.</li><li>Commercial awareness and business acumen</li></ul>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> About the Role <br> <p><span>The role is responsible for supporting business development initiatives and strategic partnerships by identifying opportunities, managing stakeholder relationships, conducting business analysis, and delivering impactful presentations. The successful candidate will play a key role in driving business growth through proactive engagement with internal and external stakeholders while ensuring alignment with organizational objectives.</span></p><br> <br> <br><br> What We Need From You <br> <ul><li><p><span>Bachelor's Degree</span></p><br></li><li><p><span>Business Administration, Marketing, Finance, Economics, Management, or related field</span></p><br></li><li><p><span>Arabic: Fluent</span></p><br></li><li><p><span>English: Fluent</span></p><br></li><li><p><span>Advanced Microsoft Excel (Pivot Tables, VLOOKUP/XLOOKUP, dashboards, reporting).</span></p><br></li><li><p><span>Business analysis and reporting.</span></p><br></li><li><p><span>Presentation development (PowerPoint).</span></p><br></li><li><p><span>Market research and commercial analysis.</span></p><br></li><li><p><span>Partnership and stakeholder management.</span></p><br></li><li><p><span>Strong relationship management and stakeholder engagement skills.</span></p><br></li><li><p><span>Proactive and self-driven with the ability to take initiative.</span></p><br></li><li><p><span>Business analysis and problem-solving capabilities.</span></p><br></li><li><p><span>Excellent presentation and storytelling skills.</span></p><br></li><li><p><span>Advanced Microsoft Excel skills.</span></p><br></li><li><p><span>Strong communication and negotiation skills.</span></p><br></li><li><p><span>Ability to manage multiple priorities and meet deadlines.</span></p><br></li><li><p><span>Commercial awareness and business acumen</span></p><br></li></ul> <br> <br> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <p><b>Skills and Behavioral Competencies</b></p><p><b>Communication:</b></p><ul><li> Ability to communicate effectively both verbally and in writing.</li><li> Ability to build and maintain professional relationships based on mutual respect with a wide range of colleagues.</li><li> Effective communication with others, including colleagues, supervisors, and other departments, through providing and exchanging information.</li></ul><p><b>Professional Skills and Competencies:</b></p><ul><li> Ability to persuade and influence others.</li><li> Confidence, assertiveness, and flexibility when dealing with customers.</li><li> Good knowledge of the specifications, features, advantages, and disadvantages of the products being sold.</li><li> Good knowledge of the company’s business, products, competitive advantages, and latest offers and promotions.</li><li> Sound judgment and the ability to make appropriate decisions at the right time.</li><li> Strong positive negotiation skills focused on achieving mutually beneficial outcomes, along with effective sales closing skills.</li><li> Ability to adapt to and deal effectively with different customer personalities and communication styles.</li><li> Knowledge of modern sales techniques and ability to apply them effectively.</li><li> Good product presentation and demonstration skills.</li><li> Ability to anticipate customer objections and address them efficiently and effectively using appropriate strategies.</li><li> Ability to coordinate activities and distribute workloads effectively.</li><li> Strong problem-solving skills.</li><li> Effective time-management skills, including the ability to work under pressure and complete tasks within established deadlines.</li><li> Proficiency in using internet-based tools and platforms and the ability to present products and services effectively.</li><li> Proficiency in using Customer Relationship Management (CRM) systems.</li><li> Ability to listen actively and deliver presentations in a creative and engaging manner.</li></ul><p><b>Languages:</b></p><ul><li> Proficient in Arabic, both spoken and written.</li></ul><p><b>Duties and Responsibilities:</b></p><ul><li> Execute and complete approved sales transactions and achieve the required sales targets.</li><li> Generate new sales opportunities by following up with potential customers through phone calls, emails, and other communication channels.</li><li> Refer qualified sales opportunities to the Sales Supervisor/Controller to complete the sales process.</li><li> Monitor sales performance data and achieved sales rates and submit reports to the direct supervisor.</li><li> Develop and maintain relationships with existing customers, respond to their inquiries, and attract new customers.</li><li> Monitor competitors’ activities in the market and provide reports to the direct supervisor on market trends, developments, and changes.</li><li> Identify factors affecting the company’s sales performance and recommend appropriate solutions to the direct supervisor.</li><li> Conduct field visits to points of sale in cooperative societies and central markets to ensure the quality and proper execution of activities.</li><li> Identify, monitor, and understand customers’ needs and requirements.</li><li> Monitor the sales inbox and the electronic systems used by the Sales Department.</li><li> Prepare customer invoices.</li><li> Manage and follow up on sales activities related to the assigned cooperative societies.</li><li> Monitor the activities and performance of sales representatives, data entry staff, and drivers.</li><li> Monitor product non-conformities, returns, and related cases.</li><li> Implement established operational procedures to control and monitor drivers’ movements.</li><li> Develop and maintain strong relationships with key decision-makers and influential stakeholders within the assigned cooperative societies and central markets.</li></ul><p><br></p><p><b>Qualifications:</b></p><ul><li>Bachelor's degree in Business Administration, Commerce, Economics, or equivalent</li><li>Diploma in Business Administration, Commerce, Economics, or equivalent</li><li>High School Diploma</li></ul><p><b>Experience:</b></p><ul><li>Fresh Graduate</li><li>Minimum 2 years of experience in sales and distribution, with at least 1 year in the food industry</li><li>Minimum 4 years of experience in sales and distribution, with at least 1 year in the food industry</li></ul><p><br></p><p><br></p> </div><h2 class="h5">Skills</h2> <div data-jb-field="skills"><p>Communication</p><ul><li>Ability to communicate effectively both verbally and in writing.</li><li>Ability to build and maintain professional relationships based on mutual respect with a wide range of colleagues.</li><li>Effective communication with others, including colleagues, supervisors, and other departments, through providing and exchanging information.</li></ul><p>Professional Skills and Competencies</p><ul><li>Ability to persuade and influence others.</li><li>Confidence, assertiveness, and flexibility when dealing with customers.</li><li>Good knowledge of the specifications, features, advantages, and disadvantages of the products being sold.</li><li>Good knowledge of the company’s business, products, competitive advantages, and latest offers and promotions.</li><li>Sound judgment and the ability to make appropriate decisions at the right time.</li><li>Strong positive negotiation skills focused on achieving mutually beneficial outcomes, along with effective sales closing skills.</li><li>Ability to adapt to and deal effectively with different customer personalities and communication styles.</li><li>Knowledge of modern sales techniques and ability to apply them effectively.</li><li>Good product presentation and demonstration skills.</li><li>Ability to anticipate customer objections and address them efficiently and effectively using appropriate strategies.</li><li>Ability to coordinate activities and distribute workloads effectively.</li><li>Strong problem-solving skills.</li><li>Effective time-management skills, including the ability to work under pressure and complete tasks within established deadlines.</li><li>Proficiency in using internet-based tools and platforms and the ability to present products and services effectively.</li><li>Proficiency in using Customer Relationship Management (CRM) systems.</li><li>Ability to listen actively and deliver presentations in a creative and engaging manner.</li></ul><p>Languages</p><ul><li>Proficient in Arabic, both spoken and written.</li></ul><p>Duties and Responsibilities</p><ul><li>Execute and complete approved sales transactions and achieve the required sales targets.</li><li>Generate new sales opportunities by following up with potential customers through phone calls, emails, and other communication channels.</li><li>Refer qualified sales opportunities to the Sales Supervisor/Controller to complete the sales process.</li><li>Monitor sales performance data and achieved sales rates and submit reports to the direct supervisor.</li><li>Develop and maintain relationships with existing customers, respond to their inquiries, and attract new customers.</li><li>Monitor competitors’ activities in the market and provide reports to the direct supervisor on market trends, developments, and changes.</li><li>Identify factors affecting the company’s sales performance and recommend appropriate solutions to the direct supervisor.</li><li>Conduct field visits to points of sale in cooperative societies and central markets to ensure the quality and proper execution of activities.</li><li>Identify, monitor, and understand customers’ needs and requirements.</li><li>Monitor the sales inbox and the electronic systems used by the Sales Department.</li><li>Prepare customer invoices.</li><li>Manage and follow up on sales activities related to the assigned cooperative societies.</li><li>Monitor the activities and performance of sales representatives, data entry staff, and drivers.</li><li>Monitor product non-conformities, returns, and related cases.</li><li>Implement established operational procedures to control and monitor drivers’ movements.</li><li>Develop and maintain strong relationships with key decision-makers and influential stakeholders within the assigned cooperative societies and central markets.</li></ul><p><br></p><p><b>Qualifications:</b></p><ul><li>Bachelor's degree in Business Administration, Commerce, Economics, or equivalent</li><li>Diploma in Business Administration, Commerce, Economics, or equivalent</li><li>High School Diploma</li></ul><p><b>Experience:</b></p><ul><li>Fresh Graduate</li><li>Minimum 2 years of experience in sales and distribution, with at least 1 year in the food industry</li><li>Minimum 4 years of experience in sales and distribution, with at least 1 year in the food industry</li></ul><p><br></p><p><br></p></div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>Libertex Group Overview Established in 1997, the Libertex Group is an international powerhouse with over 28 years of financial markets expertise.<br> Over the years, the Libertex Group has helped shape the online trading industry by merging together innovative technology, market movements and digital trends.<br> This was made possible with the introduction of ‘Libertex’, the multi-awarded online trading platform with which anyone can access the market and invest in stocks or trade CFDs with underlying assets being commodities, Forex, ETFs, cryptocurrencies, and others.<br> A firm believer in the power of sports to inspire, empower and push for success, Libertex is the Official Online Trading Partner of Audi Revolut F1® Team.<br> The Libertex Group in Numbers: 28+ years of fintech experience 3M+ clients worldwide 700+ employees 45+ international awards (for Libertex) 300+ tradable assets (through Libertex) The Libertex Group is constantly driven by a single passionate purpose – to tirelessly work on developing amazing fintech for people who simply want to have ‘more’ in their lives.<br> Job Overview We are looking for a highly experienced Head of Business Development - GCC , to lead our regional growth initiatives within the forex and/or fintech sectors.<br> This role is responsible for driving strategic partnerships, optimizing departmental performance, and cultivating long-term relationships with partners.<br>| Main responsibilities Hold full ownership and accountability for IB performance and growth in GCC, ensuring all revenue, volume, and market-expansion targets are achieved.<br> Drive country results by developing and executing a strategic action plan tailored to the GCC market.<br> Proactively identify opportunities, address challenges, and deliver measurable outcomes to ensure continuous market growth.<br> Lead, inspire, and coach a team of Business Development Managers to achieve their individual and team goals.<br> Establish clear, measurable KPIs for the department, consistently monitor performance, and take accountability for achieving results by providing guidance and corrective actions when needed.<br> Develop and implement strategic initiatives to acquire new partnerships while strengthening and expanding existing ones.<br> Collaborate closely with Customer Support, Dealing, Payments, Product, Compliance, and other teams to ensure alignment on initiatives that impact market performance.<br> Analyse partner performance, market data, and performance metrics to identify opportunities for growth and optimization.<br> Cultivate strong, long-term relationships with partners to maximize their performance and overall potential.<br> Use data-driven insights to inform decision-making, optimise strategies, and enhance overall departmental performance.<br> 20 working days of annual leave Work remotely whilst being part of a global team Udemy Business unlimited membership Professional and personal development opportunities in a fast-growing environment Libertex Group is an equal opportunity employer, fostering an inclusive and diverse environment.<br> We do not discriminate based on any characteristic protected by the law.<br> Candidate privacy is respected, and all data is securely stored and used solely for recruitment purposes, in line with GDPR and our internal policies.<br> Unsuccessful applicants may have their data retained for future opportunities unless deletion is requested.<br> Degree in Business Management, Economics or any other relevant field.<br> 5 years of experience in Business Development and Introducing Broker (IB), within the Forex / Fintech industry, with at least 2-3 years of experience in a managerial role overseeing IB and Business Development teams.<br> Excellent command of both Arabic and English, with the ability to communicate effectively in strategic and commercial contexts.<br> Proven leadership and people-management skills, with experience guiding, coaching, and developing Business Development teams to achieve measurable results.<br> Strong relationship-management and communication abilities, confident in conducting high-level strategic discussions with partners, stakeholders, and key market players.<br> Proficiency in MS Office, particularly Excel (pivot tables, analysis, reporting).<br> Deep understanding of financial markets, with solid expertise in forex, crypto, or related trading sectors.<br> Exceptional negotiation, pitching, and active-listening skills, with a proven track record of closing partnerships and optimising partner performance.<br></span> </div>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <strong>About Tabby:<br></strong><br><strong>Tabby </strong>is the GCC's leading shopping and payments platform, giving millions of people across Saudi Arabia and the UAE more control in the way they spend, save and earn. Headquartered in Riyadh, we've grown into one of the largest fintech companies to come out of the Arab world, working with +65,000 sellers, from global names like Apple, IKEA, Adidas and Shein to the region's leading retail groups.<br><br>We're now building a local team on the ground in Kuwait, with a renewed presence in the market coming soon. This is a rare chance to join us at the start of a local launch, shaping how we show up for Kuwaiti shoppers and sellers from day one, backed by the scale, technology and track record we've built across the region.<br><br>If you want to help us build something significant in Kuwait, backed by proven regional success, we want to hear from you.<br><strong>About the role:<br></strong>We are looking for a hands-on <strong>Senior Risk Manager</strong> to help build Tabby’s risk capabilities in Kuwait, with combined responsibility for enterprise and credit risk. As one of our first local hires, you will establish the governance, policies, risk appetite and reporting required for launch, while providing credit risk oversight as the portfolio grows. You will work closely with Kuwait leadership and Group Risk, as well as Product, Compliance, Finance and Operations, to ensure we scale responsibly and meet local regulatory expectations.<br> <br> Key Responsibilities<br><ul><li>Building and maintaining Tabby’s local risk management framework for Kuwait, covering enterprise and credit risk and aligning it with Group standards and applicable regulatory requirements.</li><li>Developing the local risk strategy, risk appetite statement, policies, limits, governance forums and management reporting required for launch and ongoing operations by aligning with Group standard and adapted to local requirements</li><li>Owning the enterprise risk process, including risk identification and assessment, the risk register, key risk indicators, emerging-risk reviews, residual risk positions and remediation tracking.</li><li>Providing independent risk challenges on new products, partnerships, customer journeys, operating models and other material business initiatives.</li><li>Leading local credit risk oversight across the customer lifecycle, including underwriting and eligibility rules, credit limits, affordability, collections outcomes and portfolio quality, focusing on local regulatory requirements.</li><li>Partnering with Group Risk and Product teams to calibrate credit strategies for Kuwait and assess model, policy and limit changes.</li><li>Establishing clear early-warning indicators, thresholds and reporting to support timely, data-informed risk decisions.</li><li>Preparing risk assessments, reporting and recommendations for local leadership, risk committees, the Board and regulators, as applicable.</li><li>Supporting licensing activities, regulatory submissions, examinations and information requests in partnership with Compliance, Legal and other control functions as well as acting as primary risk contact for Internal Audit</li><li>Coordinating risk input into business continuity, outsourcing and third-party risk, operational incidents and control assessments.</li><li>Promoting a practical risk culture and helping teams understand how risks should be identified, assessed, escalated and managed as well as ensuring material risks and control gaps are escalated and addressed at the right level.</li><li>Helping shape the future Kuwait risk organisation and supporting hiring as the business scales.</li></ul> <br> You should apply if<br><ul><li>You have strong risk management experience within banking, fintech, consumer lending, payments or another regulated financial-services environment.</li><li>You bring meaningful hands-on experience across both enterprise risk and credit risk, rather than exposure limited to governance or oversight.</li><li>You have built or materially improved risk frameworks, policies, risk appetite, governance structures, reporting and control processes.</li><li>You understand consumer credit risk across underwriting, credit policy, portfolio monitoring, collections performance and loss drivers..</li><li>You understand enterprise risk disciplines including risk and control assessments, KRIs, incident and issue management, operational resilience, third-party risk and emerging risks.</li><li>You understand the Kuwait regulatory environment; experience engaging with the Central Bank of Kuwait or another GCC financial-services regulator.</li><li>You can operate independently in a new-market environment and are comfortable building the essentials yourself before a wider team is in place.</li><li>You can balance strong governance with practical, proportionate execution and constructively challenge senior stakeholders when required.</li><li>You communicate complex risk topics clearly and can prepare decision-ready materials for leadership, governance forums and regulators.</li><li>You work effectively across Product, Data, Operations, Compliance, Finance, Legal and Internal Audit.</li><li>You hold a bachelor’s degree in Finance, Economics, Risk Management, Business, Mathematics or a related field; FRM, PRM, CFA or a comparable qualification is an advantage.</li><li>You are professionally fluent in English; Arabic is an advantage</li></ul> </div>

<div><strong >About the role:</strong></div><div><strong> <br> </strong>We are looking for a hands-on <strong>Senior Risk Manager</strong> to help build Tabby s risk capabilities in Kuwait, with combined responsibility for enterprise and credit risk. As one of our first local hires, you will establish the governance, policies, risk appetite and reporting required for launch, while providing credit risk oversight as the portfolio grows. You will work closely with Kuwait leadership and Group Risk, as well as Product, Compliance, Finance and Operations, to ensure we scale responsibly and meet local regulatory expectations.</div> <ul> <li> Building and maintaining Tabby s local risk management framework for Kuwait, covering enterprise and credit risk and aligning it with Group standards and applicable regulatory requirements.</li> <li> Developing the local risk strategy, risk appetite statement, policies, limits, governance forums and management reporting required for launch and ongoing operations by aligning with Group standard and adapted to local requirements</li> <li> Owning the enterprise risk process, including risk identification and assessment, the risk register, key risk indicators, emerging-risk reviews, residual risk positions and remediation tracking.</li> <li> Providing independent risk challenges on new products, partnerships, customer journeys, operating models and other material business initiatives.</li> <li> Leading local credit risk oversight across the customer lifecycle, including underwriting and eligibility rules, credit limits, affordability, collections outcomes and portfolio quality, focusing on local regulatory requirements.</li> <li> Partnering with Group Risk and Product teams to calibrate credit strategies for Kuwait and assess model, policy and limit changes.</li> <li> Establishing clear early-warning indicators, thresholds and reporting to support timely, data-informed risk decisions.</li> <li> Preparing risk assessments, reporting and recommendations for local leadership, risk committees, the Board and regulators, as applicable.</li> <li> Supporting licensing activities, regulatory submissions, examinations and information requests in partnership with Compliance, Legal and other control functions as well as acting as primary risk contact for Internal Audit</li> <li> Coordinating risk input into business continuity, outsourcing and third-party risk, operational incidents and control assessments.</li> <li> Promoting a practical risk culture and helping teams understand how risks should be identified, assessed, escalated and managed as well as ensuring material risks and control gaps are escalated and addressed at the right level.</li> <li> Helping shape the future Kuwait risk organisation and supporting hiring as the business scales.</li> </ul> <ul> <li> You have strong risk management experience within banking, fintech, consumer lending, payments or another regulated financial-services environment.</li> <li> You bring meaningful hands-on experience across both enterprise risk and credit risk, rather than exposure limited to governance or oversight.</li> <li> You have built or materially improved risk frameworks, policies, risk appetite, governance structures, reporting and control processes.</li> <li> You understand consumer credit risk across underwriting, credit policy, portfolio monitoring, collections performance and loss drivers..</li> <li> You understand enterprise risk disciplines including risk and control assessments, KRIs, incident and issue management, operational resilience, third-party risk and emerging risks.</li> <li> You understand the Kuwait regulatory environment; experience engaging with the Central Bank of Kuwait or another GCC financial-services regulator.</li> <li> You can operate independently in a new-market environment and are comfortable building the essentials yourself before a wider team is in place.</li> <li> You can balance strong governance with practical, proportionate execution and constructively challenge senior stakeholders when required.</li> <li> You communicate complex risk topics clearly and can prepare decision-ready materials for leadership, governance forums and regulators.</li> <li> You work effectively across Product, Data, Operations, Compliance, Finance, Legal and Internal Audit.</li> <li> You hold a bachelor s degree in Finance, Economics, Risk Management, Business, Mathematics or a related field; FRM, PRM, CFA or a comparable qualification is an advantage.</li> <li> You are professionally fluent in English; Arabic is an advantage</li> </ul>

Libertex Group Overview<br><br>Established in 1997, the Libertex Group is an international powerhouse with over 28 years of financial markets expertise.<br><br>Over the years, the Libertex Group has helped shape the online trading industry by merging together innovative technology, market movements and digital trends. This was made possible with the introduction of ‘Libertex', the multi-awarded online trading platform with which anyone can access the market and invest in stocks or trade CFDs with underlying assets being commodities, Forex, ETFs, cryptocurrencies, and others.<br><br>A firm believer in the power of sports to inspire, empower and push for success, Libertex is the Official Online Trading Partner of Audi Revolut F1® Team.<br><br>The Libertex Group in Numbers:<br><br>28+ years of fintech experience3M+ clients worldwide700+ employees45+ international awards (for Libertex)300+ tradable assets (through Libertex)<br><br>The Libertex Group is constantly driven by a single passionate purpose - to tirelessly work on developing amazing fintech for people who simply want to have ‘more' in their lives.<br><br>Job Overview<br><br>We are looking for a highly experienced Head of Business Development - GCC , to lead our regional growth initiatives within the forex and/or fintech sectors. This role is responsible for driving strategic partnerships, optimizing departmental performance, and cultivating long-term relationships with partners.|<br><br>Main Responsibilities<br><br>Hold full ownership and accountability for IB performance and growth in GCC, ensuring all revenue, volume, and market-expansion targets are achieved Drive country results by developing and executing a strategic action plan tailored to the GCC market. Proactively identify opportunities, address challenges, and deliver measurable outcomes to ensure continuous market growth Lead, inspire, and coach a team of Business Development Managers to achieve their individual and team goals Establish clear, measurable KPIs for the department, consistently monitor performance, and take accountability for achieving results by providing guidance and corrective actions when needed Develop and implement strategic initiatives to acquire new partnerships while strengthening and expanding existing ones Collaborate closely with Customer Support, Dealing, Payments, Product, Compliance, and other teams to ensure alignment on initiatives that impact market performance Analyse partner performance, market data, and performance metrics to identify opportunities for growth and optimization Cultivate strong, long-term relationships with partners to maximize their performance and overall potential Use data-driven insights to inform decision-making, optimise strategies, and enhance overall departmental performance<br><br>Requirements<br><br>Degree in Business Management, Economics or any other relevant field. 5 years of experience in Business Development and Introducing Broker (IB), within the Forex / Fintech industry, with at least 2-3 years of experience in a managerial role overseeing IB and Business Development teams. Excellent command of both Arabic and English, with the ability to communicate effectively in strategic and commercial contexts Proven leadership and people-management skills, with experience guiding, coaching, and developing Business Development teams to achieve measurable results Strong relationship-management and communication abilities, confident in conducting high-level strategic discussions with partners, stakeholders, and key market players Proficiency in MS Office, particularly Excel (pivot tables, analysis, reporting) Deep understanding of financial markets, with solid expertise in forex, crypto, or related trading sectors Exceptional negotiation, pitching, and active-listening skills, with a proven track record of closing partnerships and optimising partner performance<br><br>Benefits<br><br>20 working days of annual leave Work remotely whilst being part of a global team Udemy Business unlimited membership Professional and personal development opportunities in a fast-growing environment <br><br>Libertex Group is an equal opportunity employer, fostering an inclusive and diverse environment. We do not discriminate based on any characteristic protected by the law. Candidate privacy is respected, and all data is securely stored and used solely for recruitment purposes, in line with GDPR and our internal policies. Unsuccessful applicants may have their data retained for future opportunities unless deletion is requested.

Strategic Finance Manager — The Flex<br><br>The Flex is creating the future of flexible accommodation.<br><br>We operate and manage properties across multiple cities and countries, bringing together hospitality, technology and operational excellence to make renting a home as effortless as booking a hotel.<br><br>As our international footprint expands, we are searching for an outstanding Strategic Finance Manager to help build the financial systems, controls and insights required to support a rapidly growing global business.<br><br>This is far more than a conventional accounting position. You will work closely with our founders and leadership team, take ownership of essential financial processes, evaluate business performance and provide the insights that enable better decisions as we scale.<br><br>Your Mission<br><br>As Strategic Finance Manager, you will play a central role in The Flex’s financial operations.<br><br>Your objective will be to give the business complete clarity over where its revenue comes from, how its money is spent, how each area is performing and where profitability can be improved.<br><br>Your responsibilities will span accounting, financial analysis, management reporting, payment reconciliation, budgeting and business performance.<br><br>You will have exposure to the entire organisation, collaborating directly with operations, revenue management, property teams and senior leadership.<br><br>For an ambitious individual, this position offers a clear path toward becoming Head of Finance or, ultimately, moving into a CFO-track role as The Flex continues to grow.<br><br>What You Will Own<br><br>Lead and continuously strengthen our day-to-day financial controls and reporting, ensuring that every number shared with management is accurate, validated, complete and supported by reliable evidence. Identify repetitive and manual finance tasks, create more efficient processes and collaborate with our engineering teams to automate them. Reconcile payments from Airbnb, Booking.com, Expedia, direct reservations and other distribution partners, confirming that every expected payment is received correctly and on schedule. Reconcile bank accounts and incoming transactions, ensuring that funds are properly received and recorded while investigating and resolving discrepancies quickly. Monitor and manage accounts payable and accounts receivable. Review supplier invoices and expenses incurred across the company. Oversee statutory filings and corporate compliance requirements across several jurisdictions, making sure that all submissions are correct and completed within the required deadlines. Coordinate with external accountants, tax advisers, auditors and banking partners to maintain accurate financial records and ensure timely compliance. Assist with financial statements for landlords and property owners whenever required. Develop dashboards and reporting tools that provide management with real-time visibility into company performance. Evaluate financial results across individual properties, cities, countries and business units. Create and maintain company budgets, forecasts and financial models. Track cash flow and support management in planning future funding and capital needs. Detect financial risks, discrepancies and potential sources of revenue leakage. Review the company’s cost base and uncover opportunities to strengthen margins. Partner with operational teams to understand, control and reduce costs at property level. Contribute to financial due diligence for acquisitions, investments and expansion into new markets. Communicate financial findings, recommendations and actionable insights directly to the founders and management team.<br><br>What We Are Looking For<br><br>A highly analytical individual who is confident and comfortable working with numbers. Exceptional attention to detail and an uncompromising approach to financial accuracy. A strong understanding of accounting concepts and financial principles. The ability to work effectively with significant volumes of financial and operational data. Advanced proficiency in Excel or Google Sheets. Strong capabilities in financial reconciliation, controls and problem-solving. A commercial mindset—you do more than report figures; you understand their meaning and implications for the wider business. A strong sense of ownership, responsibility and accountability. The confidence to work independently, find solutions and navigate unfamiliar challenges. The ability to perform in a fast-paced environment where priorities may evolve quickly. Excellent verbal and written communication skills. The confidence to communicate and work directly with senior management. A genuine interest in technology, automation and AI, together with the ability to identify opportunities to improve and automate finance processes. The ambition to grow quickly and assume substantially greater responsibility over time. Experience in accounting, audit, investment banking, private equity, FP&A, consulting, hospitality, real estate or a high-growth startup would be highly valuable. A degree in Finance, Accounting, Economics, Business, Mathematics or another analytical discipline is preferred, although exceptional applicants from other backgrounds are encouraged to apply.<br><br>What Success Will Look Like<br><br>During Your First 6–12 Months, You Will Have<br><br>Developed a detailed understanding of the financial performance of every major area of The Flex. Established dependable monthly management reporting across the company. Ensured that payments from booking platforms and commercial partners are fully reconciled and that all expected funds are received. Significantly improved visibility into cash flow, profitability and unit economics. Uncovered meaningful opportunities to lower costs and improve margins. Automated several finance processes that were previously completed manually. Established yourself as a trusted financial partner to the founders and management team. Taken responsibility for increasingly important areas of the company’s finance function.<br><br>Why Join The Flex?<br><br>Become part of a rapidly growing international business operating at the intersection of real estate, hospitality and technology. Work closely and directly with the company’s founders and senior leaders. Gain hands-on exposure to the financial operations of a business spanning multiple countries. Influence profitability and contribute directly to major strategic and commercial decisions. Help design and build the finance function instead of simply taking over an established set of processes. Apply technology and AI to reimagine how a modern finance function should operate. Take meaningful ownership and responsibility from your first day. Receive a competitive salary together with performance-based incentives. Benefit from exceptional long-term career progression as The Flex continues its international expansion.<br><br>You Should Not Apply If<br><br>You want a conventional corporate 9-to-5 position with limited and narrowly defined responsibilities. You rely on someone else to continuously tell you what needs to be done. You are uncomfortable taking responsibility and being accountable for the quality of your work. You would rather report financial figures than understand, challenge and improve them. You engage in workplace politics, gossip or conversations about colleagues behind their backs. You are searching for a slow-moving, predictable role with limited career progression. You do not aspire to become one of the very best in the world at what you do.

About QNB<br><br>Established in 1964 as the country’s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.<br><br>QNB Group’s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.<br><br>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard & Poor’s (A), Moody’s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.<br><br>Based on the Group’s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.<br><br>QNB Group has an active community support program and sponsors various social, educational and sporting events.<br><br>Job Purpose Summary<br><br>The incumbent will be responsible for assisting the management of the process of credit approval on individual credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. The incumbent will assess the quality of the credit exposure sought to be undertaken and adherence to established policies and procedures. The incumbent will constantly research and seek to apply best practices in credit risk, in accordance with Basel II and other relevant guidelines.<br><br>Essential Duties & Responsibilities By Dimensions<br><br>A- Shareholder & Financial<br><br>Perform activities within the assigned Credit Risk Strategy that reflects the Group’s tolerance for risk and the level of profitability the Group expects to achieve for incurring various credit risks. Ensure the use of a standardized process for evaluating credit proposals ensuring that all approved credits are within QNB’s Credit Risk Strategy. Assist the SVP of Risk in creating Key Performance Indicators (KPIs) for the department and monitor their achievement on periodic basis Act within the limits of the powers delegated to the incumbent and delegate authority to the respective staff and monitor same. Implements KPI’s and best practices for role Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank. Demonstrate clear understanding of the important factors behind the bank's financial & non-financial performance.<br><br>B- Customer (Internal & External)<br><br>Coordinate with Compliance Group to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by the Central Bank, if any. Build and maintain strong and effective relationship with the all other related departments and units to achieve the Group’s goals/ objectives. Provide timely and accurate information to the external and internal auditors and the Compliance function as and when required. Assist the SVP of Risk in the development/ finalization of Service Level Agreements (SLAs) between the respective overseas operations and Head Office units/ departments as and when needed, to the extent they relate to the business functions. Ensure adherence to the Turn around Times (TAT) specified in the SLAs. To assist customers in all their queries on Bank’s product and seek solution to their requests. Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.<br><br>C-Internal (Processes, Products, Regulatory)<br><br>Perform credit assessments, and provide credit approvals within the authority delegated to the incumbent. Ensure compliance with established/ approved credit risk policies and procedures and ensure that a sound environment for identifying, measuring, monitoring and controlling credit risk is in place. Check coordination with business unit Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers. Supervise the assessment of the credit proposals is adequate and analyses the various credit risk facets to measure a final credit risk rating including (but not limited to) an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool in use. Based on the assessment, recommend extending or declining the facility request or asking for additional security/ further structuring of the deal/ facility to safeguard the Group’s interests. Ensure that all credit approvals meet overall policy guidelines and QCB regulations and to stipulate terms and conditions to mitigate the credit risk borne/ faced by the Group. Work towards improving overall Group credit portfolio by instilling credit risk best practices. Address/ facilitate correction of any weaknesses identified during assessments, audits, or examinations. Coordinate activities with business units to ensure the timely processing of customer credit requests within established TATs.<br><br>Continuous Improvement<br><br>Set examples by leading improvement initiatives through cross-functional teams ensuring successes. Identify and encourage people to adopt practices better than the industry standard. Continuously encourage and recognise the importance of thinking out-of-the-box within the team. Encourage, solicit and reward innovative ideas even in day-to-day issues.<br><br>D-Learning & Knowledge<br><br>Possess an understanding of business processes and controls in all related credit/ operational areas. Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operations. Support in risk management training across all business areas within the Group. Proactively identify areas for professional development of self and undertake development activities. Seek out opportunities to remain current with all developments in professional field. Hold meetings with staff and assess their performance and your teams overall performance on a regular basis. Take decisive action to ensure speedy resolution of unresolved grievances or conflicts within the team members. Identify development opportunities and activities for staff and facilitate/coach them to improve their effectives and prepare them to assume greater responsibilities.<br><br>E-Legal, Regulatory, And Risk Framework Responsibilities<br><br>Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML & CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy). Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks. Ensure systematic good outcomes for clients in accordance with Conduct Risk policy. Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements. Maintain appropriate knowledge to ensure full qualification to undertake the role. Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence. Attend mandatory (internal and external) seminars as instructed by the Bank.<br><br>F-Other<br><br>Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information. Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators. Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position. All other ad hoc duties/activities related to QNB that management might request from time to time.<br><br>Education And Experience Requirements<br><br>University graduate (Bachelor’s degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred. Professional certification such as PRM, CPA, CFA is preferred. Sound typically a Minimum of 8 years’ experience in a major bank of which at least 2 years in bank in a supervisory capacity in risk function.<br><br>Note: you will be required to attach the following:<br><br>Resume/CVCopy of your Passport Copy of Education Certificate